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Lodged | From | Messages | ||||||||||||||||||
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The Colonial Union of United Ottarenzian Capitalist Republics | I don’t mean to blame or to be... well, mean, but I told you I wanted to get pinged... | |||||||||||||||||||
The ᛒᛁᚱᛋᛁᚱᚴᛦ of Wubdich | *looks at note* Yes you did. I should go to bed I think. | |||||||||||||||||||
The Kingdom of Republic of Vareshia | Your lootboxes suck | |||||||||||||||||||
The Colonial Union of United Ottarenzian Capitalist Republics | No problem | |||||||||||||||||||
The Kingdom of Republic of Vareshia | So close to a billion... | |||||||||||||||||||
The Colonial Union of United Ottarenzian Capitalist Republics | You have a national religion? | |||||||||||||||||||
The ᛒᛁᚱᛋᛁᚱᚴᛦ of Wubdich | Question in a popular Quiz-show in Wubdich called 'Genial Vorbei am Thema!' (Geniously off topic!) "Why is the 4th star in the Wubdichian flag more off from the third than the 2nd?" IC answer: "An elaborate joke by the Council of the People over the facts that the Scientist Elite is below the average height of the nation." OOC answer: To infuriate people that get angry at assymetry. >:) Jar Wattinree, Norwany, Bunnies, and The Pacific Ring | |||||||||||||||||||
The Kingdom of Republic of Vareshia | Protestantism | |||||||||||||||||||
The Colonial Union of United Ottarenzian Capitalist Republics | God fricking damn, now that I see it it is slowly driving me crazy. Bunnies and Wubdich | |||||||||||||||||||
The Imperial Federation of The Pacific Ring | Me with 4 orbiting stars instead of 5, partially because it's based off Project Wingman canon and partially because of the above. | |||||||||||||||||||
Kathol rift | NS has stopped even trying to give me new issues and has just been throwing all the basic starting issues back at me again. Jar Wattinree, Bunnies, The Pacific Ring, The Municipalities of Antarctica, and 4 othersWubdich, Alantic empire, Nublark, and Embauba | |||||||||||||||||||
Embauba | I don't see anything wrong with this... | |||||||||||||||||||
Nublark | I just found a king sized, almond joy, and Milky Way bar. Tonight is a good night. | |||||||||||||||||||
The Imperial Federation of The Pacific Ring | I already got basic starting issues given to me twice. | |||||||||||||||||||
The Colonial Union of United Ottarenzian Capitalist Republics | War status: Escalation level VIII: Large-scale war Current winner: ITR Casualties: 6 million Ottarenzians | |||||||||||||||||||
Kathol rift | It’s been doing it to me off and on for months now. This last week or so has been nothing but basic starting issues. I do. Those issues are boring and usually don’t have much specialized benefits. Bunnies, The Pacific Ring, Alantic empire, and Embauba | |||||||||||||||||||
Nublark | Jar Wattinree, Kathol rift, Bunnies, Wubdich, and 1 otherAlantic empire | |||||||||||||||||||
Kathol rift | Well, I go back to in-person school tomorrow, so don’t expect me to be online much at all for most of the day. I will try to get sleep in preparation for that now. Goodnight. Norwany, Bunnies, The Pacific Ring, Wubdich, and 1 otherAlantic empire | |||||||||||||||||||
Embauba | Good night, all. Bunnies and The Pacific Ring | |||||||||||||||||||
Bunnies | Thank you and I hope you sleep well! But now I feel like I have to stay extra vigilant not to cross the 10 endorsement cap. I’m not trying to overthrow the pacific honest! Okay, so, I hope you’re living in a safe country that has the virus more in control, but in case you aren’t please stay safe and protect yourself. Goodnight and sleep tight! I hope your dream is field with carrots! ... I don’t know if that pun landed but that’s never stopped me from making a pun before. Jar Wattinree, Kathol rift, Wubdich, Nublark, and 1 otherEmbauba | |||||||||||||||||||
The western adjus islands | The Nairamey Credit Union Fidelity—Strength—Community . The Nairamey Credit Union
The Bank Functions The Nairamey Credit Union is designed to make trade easier between countries that are a part of the Nairamey Credit Union as well as provide easy and accessible banking services to the citizens of member nations. Due to the freedom of movement between Coalition members, trade has become incredibly prosperous and easy. However, there are still many areas in which improvement is needed. For example, each member country has its own currency has made trade and the movement of good difficult, and so the Finance Council has introduced a universal currency that all member nations are free to adopt. Additionally, regional and local bank branches are being opened to better provide basic banking services within Coalition Countries. The basic services the bank provides include personal loans, small business loans, credit and debit cards, home equity loans, student loans, etc. However, these loans are handled by the local and regional branches and are covered under the "Branches" section of this Factbook. The World Headquarters for the NCU mostly handles large loans to multinational companies, nations outside, and inside the Coalition. It also monitors trade and the stock markets of capitalist nations. For socialist nations, the NCU provides loans for public works projects. Management The Nairamey Credit Union is run by the Finance Council of the Nairamey Coalition. The Council is made up of representatives from each member nation, and all member nations have a say on how the Finance Council Operates. The President of the Nairamey Credit Union is nominated by the head of the Finance Council and is confirmed by all the members of the council. All senior positions at the NCU World Headquarters and the Regional headquarters are confirmed by the Finance Council. This is to ensure there is almost no corruption present. At the local level, Regional Officials open branches and appoint local branch managers. Local Managers can decide who they hire and fire, but interest rates and other essentials to running this large of an organization run through the World Headquarters and the Council. Additionally, all cooperations, LLCs, and/or businesses that generate revenue exceeding ₦5 million must do all business through regional branches and not local branches. This is to ensure greater accountability Headquarters The Nairamey Credit Union's International Headquarters is located at 3349 University Drive, Essendale, BW, 42995 in the nation of The western adjus islands. This is different from the Nairamey Coalition Finance Council Building which is also located in Essendale. In this building is where all international matters regarding the bank are handled and dealt with. Around 1,280 employees work full time here, and that excludes kitchen staff, security, janitorial staff, etc. The Naira Information on the Coalition Currency The Naira was created on the 7th of September, 2020. And it was been adopted by 5 Coalition Members. These members include Nacoa dya, The western adjus islands, San Medici, Saynixia, and The-paradise. The nation of Cisplatinaa has also adopted the Naira, however, it is used in conjunction with the national currency of Cisplatinaa. The Naira makes trade and the movement of good easier throughout the Coalition. The Naira is not backed by any physical object, such as gold. Instead, the Naira's value is purely based on the faith people place in it, much like the US dollar. The original 16 members of the Coalition are allowed to adopt the Naira as their official currency at their leisure, but all new nations which want to adopt the Naira must pass through two phases to mitigate the damage done to the value of the Naira. These phases are the Introduction Phase and the Transition Phase. The Introduction Phase includes switching over key industries to the Naira and slowly decreasing the amount of local currency in circulation and introducing the Naira to the population. This phase can take anywhere from 3-7 years (IC) give or take. The Transition Phase includes switching over the entire economy to the Naira and making it the only currency in circulation. This phase happens a lot more slowly and can take somewhere between 7-10 years (IC) on top of the years it takes to get through the Introduction Phase. Conversion Rates to Prominent Currencies Conversion Charts will go here eventually Branches Branch Locations There is a local branch located in almost every city of member nations. However, it is up to the member nations' governments to allow the introduction of the NCU to their nations. If the NCU is allowed to create branches in these countries, the national capital is the site of the Regional Branch. If the country is large enough, there can be more than one Regional Branch. As of now, the number of branches that are set up is not determined, but that number should be released soon. Functions Regional Branches handle Large Business Loans as well as Loans to States and Provinces. Local Branches handle almost all the other loans including personal, small business, student, home-equity, payday, and title loans. More information on what Branches can do will be released as the Finance Council finalizes their decisions. They will be posted here as soon as possible For more information on The Nairamey Coalition, visit The Nairamey Credit Union's Headquarters located in Essendale, the capital of The Western Adjus Islands This Factbook is as updated as it can be for now. I thought I would show it to all of you The Municipalities of Antarctica and Zralkarag | |||||||||||||||||||
The western adjus islands | My Arms Manufacturing is so low that even when it goes up by 30% because of an issue is doesn't change...I think I broke something | |||||||||||||||||||
New south african | Good morning Europe and hail to the Pacific Order o/! Shnailand and Bunnies | |||||||||||||||||||
Republica comunista de arstozka | ||||||||||||||||||||
The greater portuguese confederation |